Business Debit Card Powered by MOCA

What is the Excel Bank Visa MOCA Card?

• MOCA is a Next-Generation Card-Based Payment Platform
• Cardholders can self-issue EMV-enabled, contactless plastic and virtual MOCA Cards on demand
• The MOCA platform provides real-time alerts of authorization, receipts and receipt tagging
• MOCA enables granular spending controls based on:​
  • Merchant Category​
  • Spending Limits​
  • Transaction Type​
  • Time-of-Day/Day-of-Week​
  • ATM Authority
  • Geofencing to the Cardholder’s Home Zip Code​
  • International Travel Selection by Country

Choose the right card for your business...

• PREMIER Cards: A business’s primary card linked to a business DDA account for auto top off funding. 
• PURCHASE Cards: Reloadable cards that a business issues to its employees  or departments. The business can monitor transactions in real time and control when and where the card is used. 
• PRESTIGE (Payroll) Cards: A reloadable card issued by employers to employees. Can only be loaded by the employer and the employer cannot monitor the cards’ usage.
• APPRECIATION Cards: Business version of a gift card. Works like any other gift card, but the business can set the card’s expiration date. Limited to $1000.